Month: July 2026

There’s one issue with solving problems when they are small.

We’re unprepared for big problems.

Climate change could have been a small problem – if we had acted sooner.

But now we’re going past the point where we can prevent the worst effects.

Heat. Floods. Wind. Wildfires. Drought.

These are physical risks. And the risk to us depends on where our assets are located.

The problems are getting bigger. And more complex.

So far we’ve talked about emissions.

Now we need to talk about exposure and financial impact.

I think we need to treat AI like the bear.

You know the story. Two friends are walking in a wood when they come across a bear.

One immediately reaches into her bag and starts putting on running shoes.

Her friend asks, “What are you doing? You can’t outrun a bear.”

“I don’t need to outrun the bear”, comes the reply. “I only need to outrun you.”

Today I came to the conclusion that AI is better at Excel than I am. It’s also better at programming, at writing guidance documentation, and checking if data in a system is correct.

AI has already replaced the workers I was going to hire.

Now it’s replacing the work that I was going to do.

But we all have equal access to AI.

So my only shot is to be better at using it to create value for my clients than my competition.

If you can’t outrun a bear, you really only have two choices.

Move to a place where there are no bears.

Or get really good at not being dinner.